Treat stand alone aepps and state channels like prepaid cards

Have you seen https://celerx.app/ which uses state channels on Ethereum? I like their approach treating the app like an “prepaid card” that you have to charge instead of running it inside an aepp browser (like MetaMask mobile or similar).

What is your position on browsing decentralized applications with Blockchain aepp browsers or have standalone aepps that all have their own wallet integrated?

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I’d personally prefer standalone dapp, and if possible as native mobile app not JS.